Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.431%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.097%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 4.250%  4.370%  0.000%
Jumbos
Jumbo 30 Year Fixed
 Rate  APR  Points
 4.750%  4.758%  0.000%
Jumbo 15 Year Fixed
 Rate  APR  Points
 4.500%  4.514%  0.000%