Conventional 30 Year Fixed Rate  Rate  APR  Points  3.250%  3.299%  0.000% 15 Year Fixed Rate  Rate  APR  Points  2.625%  2.713%  0.000% 7 Year Adjustable Rate  Rate  APR  Points  2.750%  3.069%  0.000% Jumbos Jumbo 30 Year Fixed  Rate  APR  Points  4.125%  4.132%  0.000% Jumbo 15 Year Fixed  Rate  APR  Points  3.625%  3.638%  0.000%