Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.051%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.715%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 3.750%  3.399%  0.000%
Jumbos
Jumbo 30 Year Fixed
 Rate  APR  Points
 4.625%  4.633%  0.000%
Jumbo 15 Year Fixed
 Rate  APR  Points
 4.375%  4.388%  0.000%